:root{--navy:#0a2342;--navy2:#123a66;--blue:#1f6fd1;--green:#5cb82e;--ink:#1b2b3c;--muted:#5d6f80;--bg:#f2f6fa}
*{box-sizing:border-box}body{margin:0;font-family:"Open Sans",Arial,sans-serif;color:var(--ink);line-height:1.65}
h1,h2,h3,h4,.kicker,nav a,.btn{font-family:Montserrat,Arial,sans-serif}
.wrap{max-width:1140px;margin:auto;padding:0 24px}.narrow{max-width:820px;text-align:center}
header{position:sticky;top:0;background:#fff;box-shadow:0 1px 8px rgba(10,35,66,.12);z-index:9}
.nav{display:flex;justify-content:space-between;align-items:center;height:76px}.brand{height:48px;display:block}
nav a{margin-left:24px;color:var(--navy);text-decoration:none;font-weight:600;font-size:.82rem;text-transform:uppercase;letter-spacing:.06em}nav a:hover{color:var(--green)}
.hero{background:linear-gradient(90deg,rgba(10,35,66,.92) 0%,rgba(10,35,66,.65) 55%,rgba(10,35,66,.25)),url(img/hero.jpg) center/cover;color:#fff;padding:140px 0 150px}
.hero h1{font-size:3.6rem;line-height:1.1;margin:0 0 18px;font-weight:800}.hero h1 span{color:var(--green)}.sub{font-size:1.2rem;max-width:560px;opacity:.92}
.kicker{text-transform:uppercase;letter-spacing:.18em;font-size:.78rem;font-weight:700;color:var(--green);margin:0 0 8px}.kicker.b{color:var(--blue)}
.btn{display:inline-block;margin-top:24px;background:var(--green);color:#fff;padding:14px 30px;border-radius:4px;text-decoration:none;font-weight:700;text-transform:uppercase;font-size:.85rem;letter-spacing:.06em}
section{padding:84px 0}.alt{background:var(--bg)}h2{color:var(--navy);font-size:2.1rem;text-align:center;margin:0 0 28px;font-weight:800}
#team .kicker,#partners .kicker,.dark .kicker,#markets .kicker{text-align:center}
.flash{background:linear-gradient(180deg,#fff,var(--bg))}.flashlogo{width:340px;max-width:100%;display:block;margin:0 auto 20px}
.device{width:260px;border-radius:10px;box-shadow:0 10px 30px rgba(10,35,66,.25)}
.lead{font-size:1.25rem;font-weight:600;color:var(--blue)}
.steps{list-style:none;padding:0}.steps li{border-left:4px solid var(--green);background:#fff;padding:12px 16px;margin-bottom:10px;box-shadow:0 2px 8px rgba(0,0,0,.05)}.steps b{display:block;color:var(--navy);font-family:Montserrat}
.dark{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.dark h2{color:#fff}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-top:4px solid var(--green);padding:28px;border-radius:6px}.card h3{margin-top:0}
.team{display:grid;grid-template-columns:repeat(5,1fr);gap:22px}.person{text-align:center}
.person img{width:100%;aspect-ratio:1;object-fit:cover;border-radius:8px;box-shadow:0 4px 14px rgba(10,35,66,.18)}
.person h3{margin:12px 0 2px;color:var(--navy);font-size:1.05rem}.role{color:var(--blue);font-weight:600;font-size:.85rem;margin:0}.bio{color:#a07800;font-style:italic;font-size:.8rem}
.logos{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:18px}
.logo{background:#fff;height:110px;display:flex;align-items:center;justify-content:center;padding:16px;border-radius:6px;box-shadow:0 2px 8px rgba(0,0,0,.05)}.logo img{max-width:100%;max-height:78px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.center{text-align:center}.left{text-align:left}
.bldg{width:100%;border-radius:8px;box-shadow:0 8px 24px rgba(10,35,66,.18)}#contact a{color:var(--blue);font-weight:600}
footer{background:var(--navy);color:#b9c8d8;padding:26px 0;font-size:.85rem}.foot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}.foot b{color:#fff;letter-spacing:.12em}
@media(max-width:900px){.team{grid-template-columns:repeat(2,1fr)}nav{display:none}.two{grid-template-columns:1fr}.hero h1{font-size:2.5rem}}
.logo.navy{background:var(--navy)}
.policy{max-width:860px;padding:60px 24px 80px}.policy h1{color:var(--navy);font-size:2.3rem;margin:0 0 10px}
.policy h2{text-align:left;font-size:1.25rem;margin:34px 0 8px;color:var(--navy)}.policy li{margin-bottom:6px}
.meta{color:var(--muted);font-size:.9rem}.ph{background:#fff4c2;color:#7a5a00;padding:0 4px;border-radius:3px}
.draft{background:#fff4c2;border-left:4px solid #e0b000;padding:10px 14px;font-size:.9rem}
footer a{color:#b9c8d8}.fcoi-box{display:flex;justify-content:space-between;align-items:center;gap:20px;background:#fff;border-left:4px solid var(--blue);padding:22px 26px;border-radius:6px;box-shadow:0 2px 8px rgba(0,0,0,.05)}
.fcoi-box h3{margin:0 0 4px;color:var(--navy)}.fcoi-box p{margin:0}.btn.outline{background:var(--navy);margin:0}
.field{width:100%;max-width:320px;border-radius:10px;box-shadow:0 10px 30px rgba(10,35,66,.25);display:block;margin:0 auto}
@media print{header,footer{display:none}.policy{padding:0}.ph,.draft{background:#eee}}
/* ---- darker theme ---- */
:root{--navy:#061a33;--navy2:#0b2a4f;--deep:#04122a}
body{background:#0a1f3a;color:#dbe5f0}
header{background:#061a33;box-shadow:0 1px 10px rgba(0,0,0,.4)}nav a{color:#dbe5f0}
.brand{background:#fff;padding:4px 8px;border-radius:4px}
section{background:#0a1f3a}.alt{background:#0d2647}.flash{background:linear-gradient(180deg,#0a1f3a,#0d2647)}
h2,.policy h1,.policy h2,.person h3,.fcoi-box h3{color:#fff}.lead{color:#5fb2ff}.kicker.b{color:#5fb2ff}
.dark{background:linear-gradient(135deg,#04122a,#0b2a4f)}.dark2{background:#04122a}
.steps li{background:#11305a;color:#dbe5f0;box-shadow:none}.steps b{color:#fff}
.card{background:rgba(255,255,255,.05)}.flashlogo{background:#fff;padding:12px;border-radius:8px}
.role{color:#5fb2ff}.bio{color:#e0c060}#contact a{color:#5fb2ff}
.fcoi-box{background:#11305a;box-shadow:none}.btn.outline{background:var(--green)}
.policy{color:#dbe5f0}.policy a{color:#5fb2ff}.meta{color:#9fb3c8}.draft,.ph{color:#3a2a00}
.light{color:#fff}.left{text-align:left}.rimg{width:100%;border-radius:8px;box-shadow:0 10px 30px rgba(0,0,0,.4)}
.flow{display:flex;flex-wrap:wrap;gap:4px;margin:14px 0}.flow span{background:#1b3d6b;color:#fff;font-family:Montserrat;font-weight:700;font-size:.75rem;text-transform:uppercase;letter-spacing:.06em;padding:10px 18px 10px 14px;clip-path:polygon(0 0,90% 0,100% 50%,90% 100%,0 100%,8% 50%)}
.flow.green span{background:var(--green)}.flowlabel{margin:18px 0 0;font-family:Montserrat;font-weight:700;color:var(--green);font-size:.8rem;text-transform:uppercase;letter-spacing:.1em}
.narrowp{max-width:720px;margin:0 auto 28px}.plume{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.plume figure{margin:0;background:#11305a;border-radius:8px;overflow:hidden}.plume img{width:100%;display:block;aspect-ratio:1.1;object-fit:cover}
.plume figcaption{padding:10px;text-align:center;font-family:Montserrat;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.08em;font-size:.8rem}
.four{grid-template-columns:repeat(4,1fr)}.vcard{border-top:4px solid var(--green);background:#0b2a4f;padding:22px;border-radius:6px}.vcard h3{color:#fff;margin:0 0 6px;font-size:1.05rem}.vcard p{margin:0;color:#b9c8d8}
.note{color:#9fb3c8;font-style:italic;font-size:.85rem}.light2{margin-top:22px}
@media(max-width:900px){.four,.plume{grid-template-columns:1fr 1fr}}
@media print{body,section{background:#fff;color:#000}.policy,.policy h1,.policy h2{color:#000}}
.logo.navy{background:#11305a;border:1px solid #2b4f80}
.hero{background:linear-gradient(90deg,rgba(4,18,42,.92) 0%,rgba(4,18,42,.6) 55%,rgba(4,18,42,.2)),url(img/hero-hires.jpg) center/cover}
.mcard{padding:0;overflow:hidden}.mcard img{width:100%;aspect-ratio:16/10;object-fit:cover;display:block}.mcard h3,.mcard p{padding:0 22px}.mcard h3{margin-top:18px}.mcard p{padding-bottom:20px}
.hero{background:linear-gradient(90deg,rgba(4,18,42,.78) 0%,rgba(4,18,42,.42) 55%,rgba(4,18,42,.08)),url(img/hero-hires.jpg) center/cover;background-blend-mode:normal}
.hero h1,.hero .sub{text-shadow:0 2px 12px rgba(0,0,0,.45)}
.flowlabel.std{color:#7fa3cf;margin-top:6px}
#why .kicker{text-align:left}
.tbanner{position:relative;border-radius:10px;overflow:hidden;margin:0 0 34px;box-shadow:0 10px 30px rgba(0,0,0,.35)}.tbanner img{display:block;width:100%;max-height:340px;object-fit:cover}.tbanner::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,26,51,.05) 40%,rgba(6,26,51,.6))}
.hero{background:linear-gradient(90deg,rgba(4,18,42,.68) 0%,rgba(4,18,42,.3) 55%,rgba(4,18,42,0)),url(img/hero-hires.jpg) center/cover}#team h2{color:#fff}
.hero{background:linear-gradient(90deg,rgba(4,18,42,.55) 0%,rgba(4,18,42,.18) 45%,rgba(4,18,42,0) 70%),url(img/hero-hires.jpg) center/cover}.hero h1,.hero .sub{text-shadow:0 2px 14px rgba(0,0,0,.6)}
.logo img.big{max-height:96px;max-width:100%}.logo:has(img.big){padding:7px}
.logo{padding:7px}.logo img{max-height:96px;max-width:100%}
.imgstack{display:grid;gap:18px}.imgstack .rimg{aspect-ratio:16/9;object-fit:cover}
.team{grid-template-columns:repeat(6,1fr);gap:18px}@media(max-width:900px){.team{grid-template-columns:repeat(2,1fr)}}
.pgroup{margin-top:30px}.pgh{font-family:Montserrat;font-size:.8rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#5fb2ff;text-align:center;margin:0 0 14px;display:flex;align-items:center;gap:14px}
.pgh::before,.pgh::after{content:"";flex:1;height:1px;background:rgba(255,255,255,.15)}
.logos.grp{display:flex;flex-wrap:wrap;justify-content:center;gap:18px}.logos.grp .logo{width:206px;height:110px}
.logos.grp{gap:16px}.logos.grp .logo{width:calc((100% - 64px)/5);height:118px;padding:10px 14px;box-sizing:border-box}.logos.grp .logo img,.logos.grp .logo img.big{max-width:100%;max-height:96px;width:auto;height:auto;object-fit:contain}
.vbanner img{object-position:center 60%}.tbanner:has(img[src*="team-field"]) img{object-position:center 25%}
/* OPTIONAL SECTION (monitoring) styles - remove with the section */
.optional-monitoring .rimg{width:100%;border-radius:10px;aspect-ratio:16/10;object-fit:cover;display:block;box-shadow:0 10px 30px rgba(0,0,0,.35)}
/* collaboration note */
#collaborate .collab{max-width:640px;margin:10px auto 0;font-size:1.1rem}#collaborate .collab a{color:#7cd34a}
#monitoring .kicker{text-align:left}